Vice President - Product

Nium, Global Leader in Payments

Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.

About the Role Nium is looking for a VP - Product to lead the strategy, commercial performance, and end-to-end evolution of our global payments product portfolio, with particular focus on payments infrastructure, card issuance, and stablecoins/digital assets. Reporting directly to the CEO, this highly visible leader will translate company strategy into differentiated products that create measurable value for customers and the business. You will operate as a mini-GM and true product owner for your portfolio - accountable not only for vision and delivery, but also for market fit, go-to-market readiness, adoption, revenue, margin, and long-term performance. You will work at the intersection of product, technology, commercial strategy, financial infrastructure, and regulation, partnering closely with Engineering, Sales, Marketing, Network & Partnerships, Treasury, Compliance, Operations, and senior leadership across Nium. This is not a purely strategic leadership role. The successful candidate will move comfortably between long-term product vision, customer and market research, commercial decisions, technical architecture, go-to-market execution, and detailed product trade-offs.

What You'll Do

• Operate as the mini-GM and accountable product owner for a significant portfolio spanning payments, card issuance, and emerging stablecoin capabilities, with clear ownership of product outcomes and business performance.

• Own the complete product lifecycle - from customer discovery, market research, opportunity sizing, and business case development through roadmap prioritization, build, launch, go-to-market, adoption, optimization, and eventual product retirement.

• Set the product vision, strategy, and roadmap, partnering directly with the CEO and executive leadership team to translate company priorities into focused investments and measurable outcomes, and represent Product in executive, board-level, strategic partner, and key customer discussions.

• Own the commercial success of the portfolio by shaping business cases, pricing, packaging, monetization, and investment decisions, and by managing performance against revenue, payment volume, margin, adoption, retention, and return-on-investment goals.

• Partner deeply with Sales, Marketing, Solutions, and Customer Success to define target segments, sharpen value propositions, build go-to-market plans, enable commercial teams, support strategic deals, and accelerate adoption.

• Build a disciplined customer-insight engine through direct customer engagement, win/loss analysis, qualitative and quantitative research, and continuous validation of customer problems and product-market fit.

• Maintain a strong view of the competitive landscape, emerging technologies, customer expectations, and market structure; translate those insights into product differentiation, build/partner/buy decisions, and strategic advantage.

• Use AI tools fluently, effectively, and responsibly to accelerate research, insight synthesis, decision-making, and day-to-day product execution within appropriate security and governance controls.

• Lead, develop, and scale a high-performing product organization, establishing strong standards for discovery, prioritization, execution, accountability, and commercial thinking.

• Drive the evolution of Nium's global money-movement capabilities, including cross-border payments, real-time payment rails, collections, FX, accounts/wallets, and settlement infrastructure.

• Lead the strategy for Nium's card-issuance platform, including virtual and physical cards, issuer processing, card lifecycle management, authorization, controls, tokenization, and Visa/Mastercard network capabilities.

• Define Nium's stablecoin and digital-asset product strategy, identifying practical opportunities across cross-border payments, treasury, settlement, liquidity, and card products while balancing customer value, scalability, regulation, and operational complexity.

• Champion an API-first platform strategy and partner with Engineering and Architecture to deliver scalable, resilient infrastructure across authorization, clearing, settlement, ledgering, reconciliation, APIs, webhooks, and developer tooling.

• Partner with Compliance, Legal, Treasury, Risk, Network, and Operations to launch and scale products responsibly across multiple markets and regulatory environments.

What We're Looking For

• Significant product leadership experience in fintech, payments, banking infrastructure, card networks, or financial technology, including experience leading senior product teams.

• A product-owner and mini-GM mindset, with a record of owning strategy, execution, commercial outcomes, and portfolio performance rather than operating as a roadmap manager alone.

• Deep understanding of payments infrastructure and money movement, ideally spanning cross-border and real-time payments, payment rails, FX, treasury, accounts/wallets, or settlement.

• Strong experience with card issuance and/or processing, including authorization, clearing and settlement, card lifecycle, issuer processors, BIN sponsorship, tokenization, co